*Annual Percentage RateTerm
5.00% – 11.00%up to 48 months
5.25% – 11.25%49 – 60 months
Purchase price over $30,000*6.00%- 12.00%*61-72 months
Purchase price over $40,000*6.25%- 12.25%*73 – 84
months
*Annual Percentage RateTerm
2018-20225.00% – 11.00%up to 48 months
2018-20225.25% – 11.25%49 – 60 months
Purchase price over $30,000*6.00% – 12.00%61 – 72
months
Purchase price over $40,000*6.25% – 12.25%73-84
months
2015 – 20176.25% – 12.25%up to 48 months
Purchase price over $20,000*6.50% – 12.50%49 – 60
months
2016-2017 only
Purchase price of $30,000*
7.00% -13.00%61-72 months
2014 & Older8.25% – 14.25%up to 48 months
*Annual Percentage RateTerm
6.25% – 12.25%up to 60 months
Purchase price over $30,000*6.75% -12.75%61-84 months
Purchase price over $40,000*7.25% – 13.25%85-120
months
*Annual Percentage Rate Term
7.00% -13.00%up to 60 months
Purchase price over $30,000*7.50% – 13.50%61-84 months
Purchase price over $40,000*9.25%- 15.25%85-120
months
*Annual Percentage Rate Term
10.00% – 16.00%up to 36months
Over $5000 w/ <36 D/I*10.00% – 16.00%37 to 60 months
*Annual Percentage Rate Term
5.00%up to 48 months
5.25%49 – 60 months
6.00% 61 – 72 months
6.25%73-120 months

Accurate as of 3/14/2023 Simply use Contact Us to request a loan application or


Rates subject to change
*Annual Percentage Rates (APR’s) are based on your credit score. Your actual rate may be higher than lowest above advertised APR. All loans are subject to credit approval and certain restrictions may apply. Low cost credit disability and credit life insurances are available with each loan option. Depending on year and value terms may be shorter. Please contact the credit union office at

570-265-8410 for complete details.

BalanceAPY
$1,0002.78%

Minimum balance of $1000 must remain on deposit for one year to earn the advertised APY.
Automatic renewal with quarterly dividends paid. An early withdrawal penalty may apply.

BalanceAPY
$100 – $9,999.990.50%
$10,000 +0.75%

Must meet minimum balance in each tier to earn APY for that tier.

BalanceAPY
0.20%

Accurate as of 3/14/2023
Rates subject to change
*The above APY is Annual percentage yield. Contact the Credit Union office for complete account disclosures.


Download our Merger Guide for instructions for smooth transition to IRFCU!

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