Mailing Address:

PO Box 175
Towanda, PA 18848

Physical Address:

562 Shiner Road
Towanda, PA 18848

Phone: 570-265-8410

Fax:      570-265-3054


We can email you a loan application by simply emailing a request.

Lost or stolen MasterCard Debit cards should immediately be reported to the Credit Union at the above phone number.  If not during regular business hours (listed below), member must call 888-241-2510.  You can also log into your home-banking account to “freeze” temporarily if it is just misplaced!!!

Credit Union Hours

10:00 a.m.-5:00 p.m.- Monday – Friday

Holiday Hours

CU hours 10:00 am- 3:30 pm- Friday, April 2, 2021- Good Friday

CU closed- Monday, May 21, 2021- Memorial Day

CU closed- Monday, July 5, 2021- Fourth of July

CU closed- Monday, September 6, 2021- Labor Day

Download our Merger Guide for instructions for smooth transition to IRFCU!