Newsletter

3 trays of assorted cookiesCelebrating International Credit Union Days at your CU office - October 17-19, 2018
STOP IN!!!!!
We will hold an open house at the office and provide snacks, beverages and freebies in celebration of International Credit Union Day! Stop in and visit, grab a snack and a freebie, and take a moment to learn what your credit union has to offer you!
Items of interest at the Credit Union officeImprovements happening soon at your CU office:
New Roofing and Gutters, Handicap sidewalk and entry, and Some minor updates to the inside of the CU office.

Computer table for sale!! Asking $50! Stop into the office for complete details and to measure.
many green dollar signsNEW CD RATES!

We raised our Share Certificate APY** rate to 1.10%
Stop in and set up a CD to take advantage of this opportunity! Members with a current CD will see this take affect at their next roll over.

**The APY is accurate as of March 13, 2018. Minimum $1000.00
must remain on deposit for one year to earn advertised APY. An early
withdrawal penalty may be imposed on the share certificate.
Auto shopping helpful information!

This is part of a purchase agreement …you need to review the info carefully!
Education saves you $$money!!





←Portfolio Srvc and
←Gap Ins listed by the arrows are OPTIONAL and sometimes added on purchase without your authorization.. As an example GAP insurance at the CU office costs only $300 NOT over $800.

ASK QUESTIONS !!!
Take the time to look up the vehicle value you’re purchasing on NADAguides.com.
This is a portion of a loan contract (all contracts must have this boxed info) … yes, they are scary, when 6 pages long and tons of legal stuff BUT look for this box of info before signing. It has your interest rate, total interest you will pay, amount financed, # of payments, and amount of payments.

The initial answer received for the dealer should not be a payment you can afford, but what is the purchase price and interest rate you are receiving. You are in charge of the purchase so don’t be strong armed into financing with them. The pictures are an example of an actual member that did not realize they were charged for GAP insurance or an extended warranty (Portfolio Srvc for almost $2500) on a vehicle with only 12,000 miles on it. Our member refinanced loan with us, cancelled the GAP and the Portfolio. Our interest rate was 8% for 72 months and the member SAVED almost $12,000 in interest.
CU HOURS
MONDAY - FRIDAY
10:00am – 5:00pm
Holiday change in hours and closings

Closed- Thursday and Friday, November 22 & 23, 2018- Thanksgiving
CU hours- 10:00-3:30, Monday, December 24, 2018- Christmas Eve
Closed- Tuesday, December 25, 2018- Christmas
CU hours – 10:00-3:30, Monday, December 31, 2018- New Year’s Eve
Closed- Tuesday, January 1, 2019- New Year’s Day
DIVIDEND RATES ON SHARE ACCOUNTSThe following dividend rates and *Annual Percentage Yield for the 3rd Quarter of 2018 will be paid on all share balances of $100.00 or more:

Share Bal. *Rate/APY
$100-$9,999.99 0.25%
$10,000+ 0.50%

Dividends were posted to the share accounts on September 30, 2018. Contact the credit union office for more information about fees and terms applicable to the accounts.
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